Conventional Loans | MiMutual Mortgage

MTG APP CHECKLIST

Here are some of the items you should gather for your pre-approval. You are not required to have all the documents on hand to submit your request for pre-approval and your mortgage advisor will guide you on what items are needed based on your circumstances.

IDENTIFICATION
You will need a U.S. government-issued form of ID, usually a State-issued Driver’s License.
PAY STUBS
You should have your most recent pay stubs or other earned income documentation for the last 30 days.
BANK STATEMENTS
The lender will need most recent two months of official bank statements, which include the account number(s) and any blank pages.
FEDERAL TAX RETURNS AND W2’S/1099’S
You may be asked to provide your tax filings and W2’s /1099’s for the last two years for all forms of income you received (earned income, self-employment, etc.)
RETIREMENT BASED INCOME
If applicable, provide income documentation for any retirement pensions, annuities or Social Security.
DISABILITY BASED INCOME
If applicable, also include proof of income from worker’s compensation, State Disability, Social Security Disability or private settlement.

You won’t need to supply a credit report. With your authorization, we will pull your credit report, free of charge.