MTG APP CHECKLIST
Here are some of the items you should gather for your pre-approval. You are not required to have all the documents on hand to submit your request for pre-approval and your mortgage advisor will guide you on what items are needed based on your circumstances.
- IDENTIFICATION
You will need a U.S. government-issued form of ID, usually a State-issued Driver’s License. - PAY STUBS
You should have your most recent pay stubs or other earned income documentation for the last 30 days. - BANK STATEMENTS
The lender will need most recent two months of official bank statements, which include the account number(s) and any blank pages. - FEDERAL TAX RETURNS AND W2’S/1099’S
You may be asked to provide your tax filings and W2’s /1099’s for the last two years for all forms of income you received (earned income, self-employment, etc.) - RETIREMENT BASED INCOME
If applicable, provide income documentation for any retirement pensions, annuities or Social Security. - DISABILITY BASED INCOME
If applicable, also include proof of income from worker’s compensation, State Disability, Social Security Disability or private settlement.
You won’t need to supply a credit report. With your authorization, we will pull your credit report, free of charge.
